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Privacy Policy

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FACTSWHAT DOES First National Bank DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:Social Security number and incomeaccount balances and payment historytransaction history and credit historyWhen you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons FIRST NATIONAL BANK chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes First National Bank share?Can you limit this sharing?
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		YesNo
For our marketing purposes–
to offer our products and services to you		YesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes–
information about your transactions and experiences		NoWe do not share
For our affiliates’ everyday business purposes–
information about your creditworthiness		NoWe do not share
For our affiliates to market to youNoWe do not share
For nonaffiliates to market to youNoWe do not share
Who is providing this notice?
First National Bank of Pulaski
What we do with data we collect
How does FIRST NATIONAL BANK protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does FIRST NATIONAL BANK collect my personal information?We collect your personal information, for example, when youapply for a loan or open an accountmake deposits or withdrawals from your account or use your credit or debit cardmake a wire transferWe also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit onlysharing for affiliates’ everyday business purposes – information about your creditworthinessaffiliates from using your information to market to yousharing for nonaffiliates to market to youState laws and individual companies may give you additional rights to limit sharing.
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.FIRST NATIONAL BANK has no affiliates
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.FIRST NATIONAL BANKdoes not share with nonaffiliates so they can market to you.
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.Our joint marketing partners include Insurance and Investment Companies.